This webinar will explain how to use MFY Legal Services, Inc.'s FHA Waterfall Worksheet and HAMP & GSE Standard Modification Waterfall Worksheet. These Excel worksheets will perform the calculations necessary to help advocates determine whether a client is modification eligible. Once borrower and mortgage information is entered, the Worksheets run the modification waterfalls, displaying each step until an eligibility result is reached. The Worksheets save advocates time when investigating home-saving solutions and produce detailed and accurate predictions of modification terms.