"Credit scores, which tend to be lower in poorer and minority communities, have historically been used in applications for city-administered affordable housing. Landlords have also reviewed housing court history and other debt in considering potential tenants.

The de Blasio administration said it has taken steps to make affordable housing more accessible, including implementing guidelines in October that forbid landlords from rejecting applicants solely based on their credit score. The administration also set parameters for when housing court records, bankruptcies and other fiscal records are serious enough to dismiss a candidate."

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