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Addressing the Widows and Orphans Challenge-The Latest Developments in the Rules Governing Loan Assumptions and Modifications Following Death of Borrower

Friday November 01

  • By: National Association of Consumer Advocates
  • Time: 2:00 PM - 3:00 PM
  • Time Zone: Eastern Time (US & Canada)
  • Location:
    Not Applicable, United States
  • Contact:
    National Association of Consumer Advocates
  • Website:
  • Source: New York > Foreclosure

Registration Information
Webinar Date: Wednesday, November 1st 2013 Webinar Time: 2:00-3:00 PM EASTERN
Registration Fee: Members $25.00 Non-Members $50.00

How to Register
To receive the NACA Member rate, go to , click on Members Only in the top right hand corner, sign in using your NACA username and password, click on Event Registration and select this webinar. Note that it is easiest to register using Internet Explorer as your browser.
Non-Members: Follow this link

Why You Should Attend
This webinar will cover the latest developments in the rules governing loan
assumptions and loan modifications following the death of the only named
borrower(s) (the "widows and orphans" problem). We will review recent GSE
guidance on these issues, discuss servicer implementation of that guidance
and provide practice tips for handling these situations.

Lisa Sitkin is Managing Attorney at Housing and Economic Rights Advocates (HERA). Prior to joining HERA, Ms. Sitkin litigated civil rights, media law, intellectual property and advertising cases, as well as providing advice and counseling to newspapers, publishers, businesses and individuals on matters ranging from intellectual property to libel law to fair credit reporting. At HERA, Ms. Sitkin counsels individual clients, assists with predatory lending and related litigation, serves as a consumer advocate in communications with lenders, loan servicers and legislative bodies and assists with administration of the office. Since joining HERA, Ms. Sitkin has conducted numerous workshops and trainings regarding mortgages, foreclosures, loan modification and foreclosure rescue scams, including workshops produced by the Practicing Law Institute, the National Consumer Law Center and the State Bar of California. She is co-author of an article about post-foreclosure evictions, published in the July/August 2009 issue of the Clearinghouse Review. In the public policy arena, Ms. Sitkin has testified before the California legislature regarding the foreclosure crisis, loan modification procedures and foreclosure rescue scams. She participated in the working group that prepared San Francisco's foreclosure rescue scam ordinance and was a member of the coalition that drafted and supported SB 1275, a bill aimed at bringing greater transparency, accountability and fairness to loan modification and foreclosure procedures in California. Ms. Sitkin is a graduate of the Stanford Law School.

CLE Credit:
Interested in receiving CLE credit for this webinar? NACA webinars have been CLE approved in a number of states. While NACA does not seek CLE approval for each webinar in each individual state, individual attorneys can generally apply for and receive CLE credit in their own respective states for no charge. For more information and a comprehensive guide to the process of applying for CLE approval as an individual attorney, email Chelsea Langston at

Why You Should Register Even If You Can't Attend the Live Webinar
For each webinar you register for, regardless of whether you attend live, you will automatically receive an email inviting you to join a folder housing a recording of the webinar and an email with the Power Point presentation, webinar announcement, and any other supplemental materials attached within two business days of the live webinar. This way, if you have a time conflict, you will be able to listen to the webinar and study the course materials at your convenience. If you have any questions, please contact Chelsea Langston, Manager of Education and Development, at

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