Please join us for the second training in NCLER’s Preserving Homeownership Series, a series of trainings and resources focused on legal solutions for stopping the loss of older homeowners’ ownership and equity in their homes.

Ownership in a property can become very complicated and confusing when one owner passes away, gets divorced, or moves out. Older adults and others who remain in the home may believe they now own the home. But if the remaining resident’s name is not on the deed, they are not an official owner of the property. This creates what is known as “tangled title.”

Tangled title can cause problems for remaining residents to access loans or grants for the home, utility or property tax assistance programs, or mortgage relief. It also can strip families of long-earned equity and generational wealth. In this webinar, presenters will discuss the issue of tangled title and what advocates can do to help clients untangle and clear up title to a property and retain a property when the mortgage is in default.

Presenters will share information on:

• How tangled title occurs after death or divorce and the problems caused by tangled title;

• The role of probate and the basic process of probating an estate;

• How to deal with a mortgage in default when the borrower passes away or there is a divorce; and

• The Homeownership Assistance Fund (HAF) and how to access funds as a successor.

Presenters:

• Andrea Bopp Stark, National Consumer Law Center

• Lisa Sitkin, National Housing Law Project

• Rachel Gallegos, Community Legal Services, Philadelphia

Closed captioning will be available on this webcast. A link with access to the captions will be shared through GoToWebinar’s chat box shortly before the webcast start time. This training will be presented in a WEBCAST format to accommodate more participants. Due to the high volume of participants, computer audio will be the only option to listen to the presentation. No telephone call-in number will be provided. Please plan accordingly. 

This webcast will be recorded and available on our website shortly after the presentation. The recording and training materials will also be emailed to all registrants within a few days after the training.